среда, 20 июня 2018 г.

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Get Paid in Bitcoin with no Risk

It’s the easiest payment flow you’ve ever experienced. With a single click of the mouse or QR scan from your smartphone, you’ll receive quick, simple BTC payments with next-day business day bank transfers.

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We Make The Exchange

Your customers get the best bitcoin exchange rate out there while we take the exchange risk. BTC conversions to EUR, USD and other currencies are almost immediate with zero charge-backs – period.

We Send You Funds Quickly

We never keep your money. All settlements are processed the same business day and directly linked to your bank account, e-wallet, or Bitcoin wallet. This gives you a huge edge with your cash-flow. See FAQ for more info

Faster Than The Competition

Bitcoin payments only take a few seconds and most transfers are confirmed immediately so you never have to wait for ten-minute network confirmations.

Easy Setup

Account setup takes about a minute and our intuitive, easy-to-understand interface will guide you through the process. It’s that simple – check it out.

How to Pay with Bitcoin and Bitcoin Cash

Bitcoin and Bitcoin Cash are secure currencies for the internet. You can pay without handing out sensitive financial information, and you don't need an account.

Get a wallet

First you'll need a Bitcoin or Bitcoin Cash wallet – an app that lets you receive, hold, and spend Bitcoin or Bitcoin Cash.

You can use any of these popular Payment Protocol compatible wallets to make secure, successful payments to BitPay merchants.

We recommend the open source BitPay bitcoin wallet app. It's a great option for paying BitPay invoices because it dynamically calculates sufficient miner fees. It's also secure and easy to use.

Move Bitcoin or Bitcoin Cash into your spending wallet

If you don't yet have Bitcoin or Bitcoin Cash in your wallet yet, you'll need to buy some.

Exchanges are available all over the world, allowing users to convert any currency into and out of Bitcoin and Bitcoin Cash. Every country and region is different, so you'll want to do some research before choosing an exchange.

For individuals in the United States, the BitPay app provides a simple integration with Coinbase allowing users to buy bitcoin directly from the app.

Exchanges and accounts do not send your bitcoin payments immediately, so they are not good for paying BitPay merchants. To use your Bitcoin or Bitcoin Cash, withdraw your Bitcoin or Bitcoin Cash from the exchange to a Payment Protocol compatible wallet before attempting to spend it.

Make a payment

Making a blockchain payment is fast, convenient, and extremely secure.

To make a payment, you won't need to enter any sensitive card information. Instead, you'll simply send the payment from your wallet app.

Remember to send your payment during the 15-minute payment window. BitPay only guarantees the fixed BTC or BCH price for this time period. Do not send payments to expired invoices.

There are several ways to pay a BitPay invoice from your wallet.

Scan the QR Code

If your wallet is on a different mobile device, you can scan this code to open the payment in your wallet. Your wallet will lock in with the correct receiving Bitcoin or Bitcoin Cash address and sending amount. Then make the payment.

Open in Wallet

If your wallet is on the device you're using to view the invoice, you can open the payment in your wallet by tapping here. Confirm everything is correct, and your wallet will make the payment.

Send the Payment Manually

Copy the payment URL from the invoice and paste it in your wallet's "Send" screen, check your payment details, and send the payment.

Watch our guide below to learn how to get started with blockchain payments to BitPay merchants.

Bitcoin and Bitcoin Cash Miner Fees

Miner fees are the cost your wallet pays for the computing power which confirms transactions on the Bitcoin and Bitcoin Cash networks. Miner fees are not BitPay fees, and they cannot be refunded. These fees can be higher or lower depending on the number of transactions waiting to be confirmed on the Bitcoin or Bitcoin Cash networks.

Network Cost Fee

The Network Cost fee included in your invoice total covers the Bitcoin or Bitcoin Cash miner fee cost of BitPay's transaction sweep for your payment. It is not included with refunds. Learn more about the reasons for this cost.

Refunds & Order Troubleshooting

BitPay provides tools and reporting for merchants to view successful payments and manage their own refunds in Bitcoin or Bitcoin Cash. If you would like a refund or need help in getting your order for a successful payment, please contact the merchant directly. They can initiate the refund process or help you get your purchase.

Remember that you will need to provide your BitPay invoice URL or your order ID for the merchant to assist you. Merchant refund policies differ, so please contact the merchant to discuss refund options.

Someone is selling their New Jersey house for $2.3 million in bitcoin — and it's a growing trend

The listing is far from the only one in the US to accept bitcoin. Zillow

  • A $2.3 million house in Middletown, New Jersey, is accepting bitcoin as a form of payment.
  • Bitcoin is becoming increasingly accepted in the real estate market with hundreds of listings accepting the cryptocurrency over the last six months.
  • There are a lot of risks to using bitcoin for payment due to the cryptocurrency's volatility, but buyers and sellers are finding creative ways to deal with it.

A house for sale in one of America's most desirable places to live is accepting bitcoin as payment, a growing trend in the real estate market.

The Middletown, New Jersey, house was nominally listed for $2.15 million on Zillow in late January. The listing, however, stipulates that seller will accept bitcoin as payment based upon a "non-negotiable" sale price of $2.3 million.

Far from Silicon Valley and other tech hubs, the listing in Middletown, often ranked one of the best places to live in the US, shows just how far cryptocurrency and bitcoin have reached into the national conversation.

The listing is far from the only one in the US to accept bitcoin.

Over the last six months, an increasing number of real estate listings have begun accepting or requesting cryptocurrency for payment. There have even been some that only accept bitcoin as payment.

Bitcoin Real Estate, a website specializing in real estate listings that accept cryptocurrency, told Mercury News in late January that it has nearly 400 homes listed on its website.

Real estate website Trulia told Mashable last week that it had around 80 listings that mentioned cryptocurrency in some way, while Redfin said it had seen the number of listings accepting cryptocurrency rise from 75 in December to 134 in January.

The Middletown, New Jersey, home is 5,600 square feet on more than 2.6 acres of land. Zillow

Meanwhile, Ben Shaoul, the president of New York-based Magnum Real Estate Group, told CNBC in October that he plans to accept bitcoin as payment for condominiums in a building he is currently redeveloping in Manhattan's Lower East Side. Should a buyer pay in bitcoin for an apartment, which range in price from $700,000 to $1.5 million, Shaoul said he would hold the bitcoins as an investment.

A 1.4 acre home in Lake Tahoe, California, was the first home to be sold with bitcoin in 2014. It sold for 2,739 bitcoins, which were converted to $1.4 million cash by BitPay, a global bitcoin payment service provider headquartered in Atlanta.

Most real estate sales involving cryptocurrency have operated similarly. The parties agree on a fixed price in dollars and then decide on a fair exchange rate at closing. The bitcoins are then converted to cash by a third party, like BitPay, which are then given to the seller. Buyers therefore assume all the risk.

The problem with buying or selling real estate with bitcoin currently — or any other cryptocurrency — are the massive fluctuations in value on a day-to-day, and even hour-to-hour, basis. What seems like a fair exchange rate at the time, can seem like a steal or ripoff months later.

The first known real estate purchase using exclusively bitcoin (i.e. not bitcoin-to-cash conversion) occurred late last December.

Bitcoin aficionado Ivan "Paychecks" Pacheco paid 17.741 bitcoin to Frank Mainade Jr. for a two-bedroom condo in Miami's Upper East Side, reported The Real Deal. At closing, that was equivalent to $275,000 with an exchange rate of about $15,500 per bitcoin.

As of publish time on Thursday, those 17.741 bitcoins were worth $159,577.

Are Bitcoin Payment Services Similar to Credit Cards?

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Bitcoin, the most popular cryptocurrency, has been dubbed by some as the secure money of the Internet. Using proper caution, one can make or receive payments to anyone without revealing any sensitive information linked to their bitcoin accounts or wallets. Other cryptocurrencies like Litecoin and Ripple, are also seeing a surge in transactions.

Riding high on the increasing acceptance of bitcoin and other virtual currencies, many businesses have started offering payment-related services that make and receive payments in crypto. (See also: Overstock Goes ‘All In’ on Bitcoin, Stock Climbs 300% In 2017.)

Thanks to these bitcoin payment services, you can pay for a cup of coffee at the corner coffee shop by scanning the shop’s QR code on your mobile phone, or purchase a high-end laptop from a large and established corporation like Dell by making payments in bitcoin.

This article explains how bitcoin payment services work, their advantages, their associated costs that users should be aware of, and whether these services are a threat to the traditional fiat currency based payment systems.

What is a Bitcoin Payment Service?

In a nutshell, bitcoin payment services, or bitcoin merchant services, enable merchants and businesses to receive payments in bitcoins from individuals for the goods and services being sold or delivered.

It works similar to the processing of a standard credit or debit card payment service, with some specifics to bitcoins.

For example, you visit a Walmart store to make a purchase, swipe your Amex or Visa credit card at the counter, and punch in the PIN number to make the necessary payment. Similarly, you can make an online purchase at the Walmart website, and make the payment using the same credit card by entering the details on the payment page of the website.

In both the cases (the in-store swipe machine, or the online web portal), behind the scenes works a payment service system that enables authentication and processing of your credit card for making the payment. The payment service takes care of securely recording and transmitting necessary details of the payment, authenticating the credentials, enabling the transfer of money from your account to Walmart’s, and issuing a confirmation to all the involved stakeholders.

Bitcoin payment services work in similar fashion. They act as an intermediary layer between the payer and receiver for processing of the bitcoin payments, which also involves recording the transaction on the blockchain public ledger.

They allow merchants to accept payments in bitcoins both online and at physical locations without the buyer or the seller worrying about the complex background process of bitcoin payments that gets executed in the background.

How Does Bitcoin Payment Service Work?

All popular bitcoin payment services offer multiple mediums for merchants to accept bitcoin payments. They include solutions for various platforms, like integration with e-commerce platforms like Shopify, PrestaShop, and Magento; for payment through in-store point-of-sale (POS) systems, like Soft Touch and DC POS; and for direct payments from within the popular billing and accounting solutions, like Host Bill and Invoice Ninja.

One can also find solutions for accepting donations in bitcoins through such services, which include integration with donor services like NationBuilder and Targeted Victory. App developers can find ready-made functions and code libraries in Android SDK and iOS SDK, and in programming languages like Java, Perl, and PHP, which enable them to accept bitcoin payments through their apps and portals.

Essentially, anyone who signs up for bitcoin merchant services can start receiving bitcoin payments from the customers via any and all kinds of transaction mediums from across the globe. A bright kid in an African nation can develop a great Android app and receive bitcoin payments from global users using the bitcoin payment integrated with Andoid SDK; or a prominent restaurant in Venice, Italy can use the bitcoin payment enabled Soft Touch POS to receive bitcoin payments from its patrons.

In terms of steps, the following workflow gets executed.

Your customer opts to make payment in bitcoins at the checkout (in-store, on web, or in-app), he pays the amount at the locked-in exchange rate applicable at the time of transaction, the bitcoin payment service instantly converts the received bitcoins into the currency of your choice eliminating the volatility risk, the money gets added to your account, and it finally gets credited to your designated bank account at the decided frequency once the accumulated account crosses the threshold limit.

One can even opt to get the bitcoins in their own wallet, instead of exchanging them for fiat currencies.

The service also sends the necessary details in a secure manner to the blockchain network for the transaction to be authenticated and recorded on the public ledger.

Miners, who verify and add the transactions to the blockchain, receive a bitcoin miner fee. This fee does not go to the payment service, but is given to reward the miners for their work done for verification and authentication.

As per BitPay’s miner fee details, “Most true bitcoin wallets include a bitcoin miner fee in all outgoing transactions,” and it can be “very high due to high bitcoin network demand and limited bitcoin network space.” (See also, How Does Bitcoin Mining Work?)

Advantages of Bitcoin Payment Services

Compared to a standard credit card payment, bitcoin payments purport to be relatively cheaper due to lower transaction costs. A payment service, like BitPay, charges a flat 1% settlement fee to the merchant, compared to 2% to 3% charged by the fiat currency credit cards processing service.

Bitcoin payment services allow a border-less payment network, which enables seamless transfer of bitcoins in any amount from anywhere across the globe, through any mobile or computer, to the merchant’s account in a large number of countries in a currency of merchant’s choice.

Bitcoin payment services claim to maintain transparency in the highly dynamic exchange rates between the bitcoin and the fiat currency.

Using such services, a merchant not only gets various mediums to accept global payments, he also gets a reliable and authentic identity in the virtual world of cryptocurrencies, which is much safer, transparent and dependable for getting payments.

Imagine being asked to make a direct payment to an individual bitcoin wallet, versus seeing the payment being processed through the network of an established payment service provider – a customer would find the latter more trustworthy to proceed with. That is the value-add a business gets from such services.

Major Players

BitPay is one of the early and popular offerings available in the U.S. since 2011. Coinbase, a cryptocurrency exchange, also offers a merchant app for businesses for bitcoin payment services. CoinGate, SpectroCoin, and CoinsBank are other leading players offering similar services in a variety of flavors to suit the needs of merchants and payers willing to deal in bitcoins.

Settlement is available in a variety of fiat currencies by the different operators. For instance, BitPay offers direct credit amounts in US dollars (USD), Euros (EUR), Australian dollars (AUD), Pounds sterling (GBP), Mexican pesos (MXN), New Zealand dollar (NZD), South African rand (ZAR), and Bitcoin (BTC). It supports direct bank deposits in 38 different countries, and bitcoin settlements in 240 countries across the globe.

Threat to Existing Card Processing Services?

Bitcoin and other cryptocurrencies have recently come on the radar of regulatory agencies and monetary authorities across the globe. While many nations, like Japan and the U.S., have allowed transactions and permitted cryptocurrency exchanges to operate, China has been tightening the screws on their use. (For more, see Is Bitcoin Banned in China?)

However, the overall increasing acceptance of bitcoins is indicative of more and more global users willing to transact in them. The existence and continuously increasing influence of a parallel, border-less economy which is out of control of any central authority is also putting the business of the traditional card and merchant payment service providers at risk.

From a time where everything was being dealt in fiat currencies to now, where an increasing portion is switching to cryptocurrency dealings, the associated services linked to fiat currencies are bound to feel the heat.

The Bottom Line

Technological advances and evolution of new offerings will continue to emerge. A win-win situation may be achieved by traditional payment services that adopt bitcoin technology and offer similar services using their decades-old, established brand names. As the saying goes: "If you can’t beat them, join them!"

Investing in cryptocurrencies and Initial Coin Offerings ("ICOs") is highly risky and speculative, and this article is not a recommendation by Investopedia or the writer to invest in cryptocurrencies or ICOs. Since each individual's situation is unique, a qualified professional should always be consulted before making any financial decisions. Investopedia makes no representations or warranties as to the accuracy or timeliness of the information contained herein. As of the date this article was written, the author owns no cryptocurrencies.

Who Accepts Bitcoins As Payment? List of Companies, Stores, Shops

Last updated on March 15th, 2018 at 01:52 pm

Who Accepts Bitcoins?

Who accept bitcoins as payment? Bitcoins are taking over the crypto-currency marketplace. They’re the largest and most well-known digital currency. Many large companies are accepting bitcoins as a legitimate source of funds. They allow their online products to be bought with bitcoins. With the extreme facilitation of transfer and earning of bitcoins, it would be a mistake not to accept these new-found online coins as cash. With a fluctuating value, the funds can either help or hurt the company. This fluctuation of inflation can be a boon to business, unless the market is valuing the coins insanely high, sometimes reaching 1000$! So really who accepts bitcoins?

List of Companies Who Accepts Bitcoins as Payment!

Many companies are accepting bitcoins, many are not. Here is a list of the biggest (and smaller) names who accepts bitcoins as a currency.

  • KFC Canada
  • Overstock.com – A company that sells big ticket items at lower prices due to overstocking
  • Playboy
  • Subway – Eat fresh
  • Microsoft – Users can buy content with Bitcoin on Xbox and Windows store
  • Reddit – You can buy premium features there with bitcoins
  • Virgin Galactic – Richard Branson company that includes Virgin Mobile and Virgin Airline
  • OkCupid – Online dating site
  • Namecheap – Domain name registrar
  • CheapAir.com – Travel booking site for airline tickets, car rentals, hotels
  • Expedia.com – Online travel booking agency
  • Gyft – Buy giftcards using Bitcoin
  • Newegg.com – Online electronics retailer now uses bitpay to accept bitcoin as payment
  • Wikipedia – The Free Encyclopedia with 4 570 000+ article
  • Alza – Largest Czech online retailer
  • The Internet Archive – web documatation company
  • Bitcoin.Travel – a travel site that provides accommodation, apartments, attractions, bars, and beauty salons around the world
  • Pembury Tavern – A pub in London, England
  • Old Fitzroy – A pub in Sydney, Australia
  • The Pink Cow – A diner in Tokyo, Japan
  • The Pirate Bay – BitTorrent directories
  • Zynga – Mobile gaming
  • 4Chan.org – For premium services
  • EZTV – Torrents TV shows provider
  • Mega.co.nz – The new venture started by the former owner of MegaUpload Kim Dotcom
  • Lumfile – Free cloud base file server – pay for premium services
  • Etsy Vendors – 93 of them
  • PizzaForCoins.com – Domino’s Pizza signed up – pay for their pizza with bitcons
  • Whole Foods – Organic food store (by purchasing gift card from Gyft)
  • Bitcoincoffee.com – Buy your favorite coffee online
  • Grass Hill Alpacas – A local farm in Haydenville, MA
  • Jeffersons Store – A street wear clothing store in Bergenfield, N.J
  • Helen’s Pizza – Jersey City, N.J., you can get a slice of pizza for 0.00339 bitcoin by pointing your phone at a sign next to the cash register
  • A Class Limousine – Pick you up and drop you off at Newark (N.J.) Airport
  • Seoclerks.com – Get SEO work done on your site cheap
  • Mint.com – Mint pulls all your financial accounts into one place. Set a budget, track your goals and do more
  • Fancy.com – Discover amazing stuff, collect the things you love, buy it all in one place (Source: Fancy)
  • Bloomberg.com – Online newspaper
  • Humblebundle.com – Indie game site
  • BigFishGames.com – Games for PC, Mac and Smartphones (iPhone, Android, Windows)
  • Suntimes.com – Chicago based online newspaper
  • San Jose Earthquakes – San Jose California Professional Soccer Team (MLS)
  • Crowdtilt.com – The fastest and easiest way to pool funds with family and friends (Source: crowdtilt)
  • Lumfile – Server company that offers free cloud-based servers
  • Museum of the Coastal Bend – 2200 East Red River Street, Victoria, Texas 77901, USA
  • Gap, GameStop and JC Penney – have to use eGifter.com
  • Etsy Vendors – Original art and Jewelry creations
  • Fight for the Future – Leading organization finding for Internet freedom
  • i-Pmart (ipmart.com.my) – A Malaysian online mobile phone and electronic parts retailer
  • curryupnow.com – A total of 12 restaurants on the list of restaurants accept bitcoins in San Francisco Bay Area
  • Dish Network – An American direct-broadcast satellite service provider
  • The Libertarian Party – United States political party
  • Yacht-base.com – Croatian yacht charter company
  • Euro Pacific – A major precious metal dealer
  • CEX – The trade-in chain has a shop in Glasgow, Scotland that accepts bitcoin
  • Straub Auto Repairs – 477 Warburton Ave, Hastings-on-Hudson, NY 10706 – (914) 478-1177
  • PSP Mollie – Dutch Payment Service
  • Intuit – an American software company that develops financial and tax preparation software and related services for small businesses, accountants and individuals.
  • ShopJoy – An Australian online retailer that sells novelty and unique gifts
  • Lv.net – Las Vegas high speed internet services
  • ExpressVPN.com – High speed, ultra secure VPN network
  • Grooveshark – Online music streaming service based in the United States
  • Braintree – Well known payments processor
  • MIT Coop Store – Massachusetts Institute of Technology student bookstore
  • SimplePay – Nigeria’s most popular web and mobile-based wallet service
  • SFU bookstore – Simon Fraser University in Vancouver, Canada
  • State Republican Party – First State Republican Party to accept bitcoin donations (http://www.lagop.com/bitcoin-donate)
  • mspinc.com – Respiratory medical equipment supplies store
  • Shopify.com – An online store that allows anyone to sell their products
  • Famsa – Mexico’s biggest retailer
  • Naughty America – Adult entertainment provider
  • Mexico’s Universidad de las Américas Puebla – A major university in Mexico
  • LOT Polish Airlines – A worldwide airline based in Poland
  • MovieTickets.com – Online movie ticket exchange/retailer
  • Dream Lover – Online relationship service
  • Lionsgate Films – The production studio behind titles such as The Hunger Games and The Day After Tomorrow
  • Rakutan – A Japanese e-commerce giant
  • Badoo – Online dating network
  • RE/MAX London – UK-based franchisee of the global real estate network
  • T-Mobile Poland – T-Mobile’s Poland-based mobile phone top-up company
  • Stripe – San Francisco-based payments company
  • WebJet – Online travel agency
  • Green Man Gaming – Popular digital game reseller
  • Save the Children – Global charity organization
  • NCR Silver – Point of sales systems
  • One Shot Hotels – Spanish hotel chain

Coupa Café in Palo Alto

  • PureVPN – VPN provider
  • That’s my face – create action figures
  • Foodler – North American restaurant delivery company
  • Amagi Metals – Precious metal furnisher
  • Note: More who accepts bitcoins companies, stores, merchants will be added as they’re announced!

    With many companies accepting the change and others getting ready to, bitcoins are an extremely fast-spreading currency. Small businesses aren’t missing out on the action; many small shops have made the switch as well. QR codes are the biggest help in real-world bitcoin transfers. Using a smartphone and a Bitcoin wallet app, a user scans a label and presses a small buttoned aptly named “spend.” The list above is a current list of who accepts bitcoins. We’ll keep adding to this list as more companies get on board!

    Transferring digital funds is becoming easier with the day by the use of growing technology. Smartphones and tablets make a cold, online transfer of money a more personal one. Many retail stores carry gift cards that can be bought with paper money. You plug a code into an online wallet, and the funds will be transferred to you.

    Though not all companies have made the switch, most have taken notice of the quick trend. The New York Times, a newspaper company, is currently looking for third party affiliates to help host the bitcoin currency. This is just a small example, there is no doubt many more companies are making the switch.

    Even newly legal pot shops in Washington are beginning to back the bitcoin as a viable currency. Some companies have lingering doubt, due to the infancy of the market. Only introduced 5 years ago, Bitcoin is still growing. Without a government backing the cash, the value fluctuates rapidly. Though some companies have taken the risk, some still doubt the currency.

    Additional SMBs that accept Bitcoin can be found here.

    Do you know any business that accepts bitcoins as payment not listed on this list? Please share it with our readers in the comment section below!

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    Receive settlement for Bitcoin and Bitcoin Cash directly to your bank account in your own currency, with zero price volatility or risk.

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    Turn Bitcoin into dollars and spend anywhere

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    Get instant withdrawals from Visa ® compatible ATMs and spend with any Visa ® merchant.

    Do you accept Bitcoin or Bitcoin Cash?

    Yes, we do accept Bitcoin or Bitcoin Cash for payment. Bitcoin or Bitcoin Cash orders exceeding $250,000 (USD) are not accepted at this time.

    How do I pay with Bitcoin or Bitcoin Cash?

    If you wish to pay for your order with Bitcoin or Bitcoin Cash, simply select Bitcoin/Bitcoin Cash as your payment method in checkout and submit your order. You will be presented with an embedded BitPay invoice. At this time, you will have 15 minutes to submit your payment. You can scan the QR code on the page to pay via your mobile wallet or submit payment from your desktop wallet.

    If your Bitcoin or Bitcoin Cash order is underpaid, you will be contacted by APMEX customer service with the option of selecting a different payment method. If we do not hear back from you within 48 business hours, your order will be canceled.

    Where can I find the exchange rate for Bitcoin or Bitcoin Cash?

    The exchange rate for orders paid by Bitcoin or Bitcoin Cash will be provided by BitPay. Find the current exchange rate here.

    Which wallets work best for my Bitcoin or Bitcoin Cash payment?

    The price of Bitcoin and Bitcoin Cash is always changing. To prevent those price changes from hurting our customers, we require transactions to be sent within 15 minutes.

    Most Bitcoin exchanges cannot send a payment that quickly. As a result, the payment can arrive late and need to be refunded. This will cost you time and money.

    Many Bitcoin or Bitcoin Cash wallets do not fully support payment protocol. These non-payment protocol wallets make it too easy to send the incorrect amount or send your Bitcoin or Bitcoin Cash to the wrong place.

    BitPay recommends using a Bitcoin wallet that you can trust to successfully use for Bitcoin payments. Compatible wallets can be found here.

    Do you accept other cryptocurrencies?

    At this time we only accept Bitcoin and Bitcoin Cash. Please check back regularly as this is subject to change.

    Are all payment methods available, regardless of the size of my order?

    No. Please see the chart below for acceptable payment types and order amounts.

    Is there a discount for paying with Bitcoin or Bitcoin Cash?

    Yes. Bitcoin and Bitcoin Cash payments qualify for a 3.0% cash discount.

    Can I change my payment method to or from Bitcoin or Bitcoin Cash?

    Changing to Bitcoin or Bitcoin Cash is not permitted as this payment option is only available when your order is placed on our website. Similarly, at this time, we cannot change an existing order from Bitcoin or Bitcoin Cash to another payment method.

    How long will it take to ship my order?

    Once your payment has cleared through BitPay, we will begin packaging and shipping your order. Many Bitcoin and Bitcoin Cash orders qualify for our QuickShip® Program, providing next-day processing for domestic orders, with some exceptions based on the order contents. Once your order has shipped, you will receive an email confirmation that includes the tracking number. This information can also be found on your account page.

    How long will it take to get my package?

    APMEX generally packages and ships your order the following way (applies to domestic orders only):

    • Credit Card, Bank Wire, PayPal, Bitcoin or Bitcoin Cash Orders (containing Pre-33 Gold or Jewelry) - Ship within 2 business days following the date of confirmed payment.
    • Credit Card, Bank Wire, PayPal, Bitcoin or Bitcoin Cash Orders (not containing Pre-33 Gold or Jewelry) - Ship within 1 business day* following the date of confirmed payment.
    • All Personal Check and eCheck Orders - Ship after a 4 business day holding period to verify funds. Additional holding days may be added if your bank delays confirmation of your check payment. Due to an increase in fraudulent activity, we no longer view bank/certified/cashier’s checks to be “as good as cash.” They are now also held for verification of funds.
    • C.O.C. Orders (containing Pre-33 Gold or Jewelry) - Ship within 2 business days following the order date.
    • C.O.C. Orders (not containing Pre-33 Gold or Jewelry) - Ship within 1 business day following the order date.

    All these timelines exclude weekends and holidays.
    * APMEX will provide our QuickShip® Program with next-day processing of domestic orders not including Pre-33 Gold or Jewelry paid by credit card, PayPal, Bitcoin, Bitcoin Cash or bank wires. Restrictions apply. Orders containing product(s) not designated with the QuickShip® logo may be subject to fulfillment delays.

    Can I cancel my order?

    Once we have issued a confirmation number, all prices are locked-in, whether buying from us or selling to us. It is not our intention to enter into buying and/or selling transactions, accepting the risks involved only to have them canceled. However, we realize rare situations happen where orders need to be canceled. Should you elect to cancel and/or offset your order, you must do so during normal business hours of 8 a.m. to 8 p.m. (ET) Monday – Thursday or 8 a.m. to 6 p.m. (ET) Friday. All cancellations are subject to our Market Loss Policy plus a $35.00 (USD) cancellation fee. Cancellations may only be approved over the telephone. At that time, if any market loss to APMEX has occurred, it will be calculated and added to the $35.00 (USD) cancellation fee. If applicable, any cancellation fee and/or market loss will be charged to your credit card for the full amount due, as per User Agreement. No future orders may be permitted until any market loss is paid in full. Any market gain on cancellations shall remain the property of APMEX. Additionally, APMEX is not responsible for any change in the Bitcoin exchange rate at the time of your order cancellation.

    Can I pay market loss using the Bitcoin or Bitcoin Cash payment option?

    The Bitcoin or Bitcoin Cash payment option is not available for the payment of market loss. These fees can be paid by credit card, personal check or bank wire.

    What is your return policy?

    We guarantee your satisfaction at APMEX. We provide all our customers with a refund, return and/or exchange policy on everything we sell including all bullion and certified coins. This right is limited to seven (7) days from the date on which the customer receives their items. The refund, return and/or exchange policy only applies to customers who notify our Customer Service Department by telephone at (800) 375-9006 during normal business hours within seven (7) days from the date on which the customer receives their item and keeps the item in its original packaging. The Customer Service Department will give you instructions on how to return your items and, at that time, you will be given a Return Authorization Number. All Bitcoin or Bitcoin Cash refunds are issued through BitPay at the USD rate at the time the refund is processed. APMEX is not responsible for any change in the Bitcoin or Bitcoin Cash exchange rate at the time of refund. Refunds for returns are not processed until after the returned item(s) has been received and verified.

    How are Bitcoin or Bitcoin Cash refunds applied?

    All Bitcoin or Bitcoin Cash refunds are issued through BitPay at the USD rate at the time the refund is processed. Refunds for returns are not processed until after the returned item(s) has been received and verified by APMEX.

    Have a question? Ask us.

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    You are now required to sign-in using your Yahoo email account in order to provide us with feedback and to submit votes and comments to existing ideas. If you do not have a Yahoo ID or the password to your Yahoo ID, please sign-up for a new account.

    If you have a valid Yahoo ID and password, follow these steps if you would like to remove your posts, comments, votes, and/or profile from the Yahoo product feedback forum.

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    Improve your services

    Your search engine does not find any satisfactory results for searches. It is too weak. Also, the server of bing is often off

    I created a yahoo/email account long ago but I lost access to it; can y'all delete all my yahoo/yahoo account except for my newest YaAccount

    I want all my lost access yahoo account 'delete'; Requesting supporter for these old account deletion; 'except' my Newest yahoo account this Account don't delete! Because I don't want it interfering my online 'gamble' /games/business/data/ Activity , because the computer/security program might 'scure' my Information and detect theres other account; then secure online activities/ business securing from my suspicion because of my other account existing will make the security program be 'Suspicious' until I'm 'secure'; and if I'm gambling online 'Depositing' then I need those account 'delete' because the insecurity 'Suspicioun' will program the casino game 'Programs' securities' to be 'secure' then it'll be 'unfair' gaming and I'll lose because of the insecurity can be a 'Excuse'. Hope y'all understand my explanation!

    I want all my lost access yahoo account 'delete'; Requesting supporter for these old account deletion; 'except' my Newest yahoo account this Account don't delete! Because I don't want it interfering my online 'gamble' /games/business/data/ Activity , because the computer/security program might 'scure' my Information and detect theres other account; then secure online activities/ business securing from my suspicion because of my other account existing will make the security program be 'Suspicious' until I'm 'secure'; and if I'm gambling online 'Depositing' then I need those account 'delete' because the insecurity 'Suspicioun' will program the casino game 'Programs' securities' to be… more

    chithidio@Yahoo.com

    i dont know what happened but i can not search anything.

    Golf handicap tracker, why can't I get to it?

    Why do I get redirected on pc and mobile device?

    Rahyaftco@yahoo.com

    RYAN RAHSAD BELL literally means

    Question on a link

    In the search for Anaïs Nin, one of the first few links shows a picture of a man. Why? Since Nin is a woman, I can’t figure out why. Can you show some reason for this? Who is he? If you click on the picture a group of pictures of Nin and no mention of that man. Is it an error?

    Repair the Yahoo Search App.

    Yahoo Search App from the Google Play Store on my Samsung Galaxy S8+ phone stopped working on May 18, 2018.

    I went to the Yahoo Troubleshooting page but the article that said to do a certain 8 steps to fix the problem with Yahoo Services not working and how to fix the problem. Of course they didn't work.

    I contacted Samsung thru their Samsung Tutor app on my phone. I gave their Technican access to my phone to see if there was a problem with my phone that stopped the Yahoo Search App from working. He went to Yahoo and I signed in so he could try to fix the Yahoo Search App not working. He also used another phone, installed the app from the Google Play Store to see if the app would do any kind of search thru the app. The Yahoo Search App just wasn't working.

    I also had At&t try to help me because I have UVERSE for my internet service. My internet was working perfectly. Their Technical Support team member checked the Yahoo Search App and it wouldn't work for him either.

    We can go to www.yahoo.com and search for any topic or website. It's just the Yahoo Search App that won't allow anyone to do web searches at all.

    I let Google know that the Yahoo Search App installed from their Google Play Store had completely stopped working on May 18, 2018.

    I told them that Yahoo has made sure that their Yahoo members can't contact them about anything.

    I noticed that right after I accepted the agreement that said Oath had joined with Verizon I started having the problem with the Yahoo Search App.
    No matter what I search for or website thru the Yahoo Search App it says the following after I searched for
    www.att.com.

    WEBPAGE NOT AVAILABLE
    This webpage at gttp://r.search.yahoo.com/_ylt=A0geJGq8BbkrgALEMMITE5jylu=X3oDMTEzcTjdWsyBGNvbG8DYmyxBHBvcwMxBHZ0aWQDTkFQUEMwxzEEc2VjA3NylRo=10/Ru=https%3a%2f%2fwww.att.att.com%2f/Rk=2/Es=plkGNRAB61_XKqFjTEN7J8cXA-
    could not be loaded because:
    net::ERR_CLEARTEXT_NOT_PERMITTED

    I tried to search for things like www.homedepot.com. The same thing happened. It would say WEBPAGE NOT AVAILABLE. The only thing that changed were all the upper and lower case letters, numbers and symbols.
    Then it would again say
    could not be loaded because:
    net::ERR_CLEARTEXT_NOT_PERMITTED

    This is the same thing that happened when Samsung and At&t tried to do any kind of searches thru the Yahoo Search App.

    Yahoo needs to fix the problem with their app.

    Yahoo Search App from the Google Play Store on my Samsung Galaxy S8+ phone stopped working on May 18, 2018.

    I went to the Yahoo Troubleshooting page but the article that said to do a certain 8 steps to fix the problem with Yahoo Services not working and how to fix the problem. Of course they didn't work.

    I contacted Samsung thru their Samsung Tutor app on my phone. I gave their Technican access to my phone to see if there was a problem with my phone that stopped the Yahoo Search App from working. He went to Yahoo and… more

    Someone is selling their New Jersey house for $2.3 million in bitcoin — and it's a growing trend

    The listing is far from the only one in the US to accept bitcoin. Zillow

    • A $2.3 million house in Middletown, New Jersey, is accepting bitcoin as a form of payment.
    • Bitcoin is becoming increasingly accepted in the real estate market with hundreds of listings accepting the cryptocurrency over the last six months.
    • There are a lot of risks to using bitcoin for payment due to the cryptocurrency's volatility, but buyers and sellers are finding creative ways to deal with it.

    A house for sale in one of America's most desirable places to live is accepting bitcoin as payment, a growing trend in the real estate market.

    The Middletown, New Jersey, house was nominally listed for $2.15 million on Zillow in late January. The listing, however, stipulates that seller will accept bitcoin as payment based upon a "non-negotiable" sale price of $2.3 million.

    Far from Silicon Valley and other tech hubs, the listing in Middletown, often ranked one of the best places to live in the US, shows just how far cryptocurrency and bitcoin have reached into the national conversation.

    The listing is far from the only one in the US to accept bitcoin.

    Over the last six months, an increasing number of real estate listings have begun accepting or requesting cryptocurrency for payment. There have even been some that only accept bitcoin as payment.

    Bitcoin Real Estate, a website specializing in real estate listings that accept cryptocurrency, told Mercury News in late January that it has nearly 400 homes listed on its website.

    Real estate website Trulia told Mashable last week that it had around 80 listings that mentioned cryptocurrency in some way, while Redfin said it had seen the number of listings accepting cryptocurrency rise from 75 in December to 134 in January.

    The Middletown, New Jersey, home is 5,600 square feet on more than 2.6 acres of land. Zillow

    Meanwhile, Ben Shaoul, the president of New York-based Magnum Real Estate Group, told CNBC in October that he plans to accept bitcoin as payment for condominiums in a building he is currently redeveloping in Manhattan's Lower East Side. Should a buyer pay in bitcoin for an apartment, which range in price from $700,000 to $1.5 million, Shaoul said he would hold the bitcoins as an investment.

    A 1.4 acre home in Lake Tahoe, California, was the first home to be sold with bitcoin in 2014. It sold for 2,739 bitcoins, which were converted to $1.4 million cash by BitPay, a global bitcoin payment service provider headquartered in Atlanta.

    Most real estate sales involving cryptocurrency have operated similarly. The parties agree on a fixed price in dollars and then decide on a fair exchange rate at closing. The bitcoins are then converted to cash by a third party, like BitPay, which are then given to the seller. Buyers therefore assume all the risk.

    The problem with buying or selling real estate with bitcoin currently — or any other cryptocurrency — are the massive fluctuations in value on a day-to-day, and even hour-to-hour, basis. What seems like a fair exchange rate at the time, can seem like a steal or ripoff months later.

    The first known real estate purchase using exclusively bitcoin (i.e. not bitcoin-to-cash conversion) occurred late last December.

    Bitcoin aficionado Ivan "Paychecks" Pacheco paid 17.741 bitcoin to Frank Mainade Jr. for a two-bedroom condo in Miami's Upper East Side, reported The Real Deal. At closing, that was equivalent to $275,000 with an exchange rate of about $15,500 per bitcoin.

    As of publish time on Thursday, those 17.741 bitcoins were worth $159,577.

    Payment Request

    Payment Requests

    Payment Requests are a proposed new way to make Bitcoin payments.

    Instead of sending somebody a bitcoin address and asking them to pay to that address, you give them a PaymentRequest message which bundles up more information than is contained in just a bitcoin address. A SignedPaymentRequest bundles a PaymentRequest with a digital identity and signature, so you can be sure that you are paying the correct person or merchant.

    Specification

    See BIP 0070 for the current specification.

    Extensions

    To avoid conflicts, implementations should use this page to register extensions to the protocol.

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